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Modified Motorbike Insurance

Modified motorbike insurance comes under the scope of non-standard insurance, hence why it is often hard to find cover for an acceptable price. It is a unique market within the insurance industry and not every broker is able to cover such risks.

Safely Insured's sister company, Wicked Quotes, deals with all bike related enquiries and are experts in the modified motorbike sector.

Key points of a Wicked Quotes 'Modified Motorbike Insurance' policy:

  • 'Like for like; cover on modifications
  • Agreed Value policies
  • Sensible approach to security
  • No lengthy modification report forms to complete
  • 'Like for Like' custom paint replacement
  • Multi Bike discounts
  • Motorbike Club Discount
  • Dedicated Modified Motorbike Insurance Team
  • Cover on Custom Built Bikes (incl. one issues), Trikes, Couriers & Quads

There are various ways you can get in contact with Wicked Quotes to discuss the types of policies they offer. The main ways are to call them on 03448 800 962, or get an online quick-quote. The choice is yours!

Modified Motorbike Insurance – The Main Insurance Issues

If you have a modified motorbike and have experienced trouble when trying to insure it, you are probably thinking along the lines of ‘why all the fuss’ - a few changes from the original model and every insurance company either is not interested or increases the premium excessively. If the motorbike has been modified totally and no longer looks (or performs) anything like the original model, you could appreciate that it becomes harder for the insurance company to categorise the bike within it’s standard guidelines. There are issues related to their ability to assess the vehicle’s valuation and the costs of repairs if the motorbike was damaged in an accident. There is also the increased theft risk involved, due to the bike becoming more unique than others.

Some of the main issues that insurance companies have with modified motorbikes are:

  • value
  • theft risk
  • replacement parts
  • drivers may be termed high risk

Through years of developing modified motorbike insurance policies with a selection of insurance companies, Wicked Quotes have been able to create tailor-made policies to cover these risks securely at a very good premium rate.

For more information, give Wicked Quotes a call... 03448 800 962