Performance Car Insurance offers different benefits to that of Standard Car Insurance. It requires understanding the capabilities of the performance car, as well as evaluating its true value.

Although not all performance cars carry a hefty price tag, many can be both expensive to run, and maintain. The parts alone, can often cost quite a lot of money. That’s why it’s best to have the correct insurance cover in place to enable maximum cover for your pride and joy.

Are there any benefits of Performance Car Insurance?

The answer is yes. Here at Safely Insured, here’s some of the benefits we can offer you when you choose to insure a performance car with us:

• Limited mileage discounts
• Second car discounts
• Modified vehicles covered
• ‘Like for Like’ modifications cover
• Breakdown cover

What are the most popular performance cars we put on cover?

We cover a range of vehicles under our Performance Car Insurance scheme, but here’s some of the more popular ones:

• BMW M3
• BMW M5
• Audi S3
• Audi RS4
• Audi RS6
• Volkswagen Golf R32
• Nissan Skyline R32
• Nissan Skyline R33
• Nissan Skyline R34
• Honda Integra Type R
• Honda S2000 GT
• Toyota Supra
• Mitsubishi Evolution
• Subaru Impreza

What other performance cars can we cover?

We can also provide High Performance Car Insurance. Some of the models we can cover include:

• Porsche 911 Carrera
• Porsche 911 Turbo (including the ‘S’ exclusive GB edition)
• Porsche 911 GT3 (including the outstanding GT3 RS version)
• Aston Martin Vantage V12
• Aston Martin Vanquish
• Aston Martin DB9
• Bentley Continental GT
• Bentley Mulsanne
• Bentley Flying Spur V8
• Rolls Royce Phantom
• Rolls Royce Ghost
• Rolls Royce Wraith
• Maserati Quattroporte
• Maserati GranTurismo
• Maserati GranCabrio
• Mercedes AMG C63
• Mercedes AMG CLA 45
• Mercedes C 43 4MATIC Coupé

FAQs (frequently asked questions) …

1. How old must you be to have a Performance Car Insurance policy?

To obtain cover for a Comprehensive Performance Car Insurance policy you must be at least 21 years old, with 2 years driving experience. However, certain cars carry their own minimum age restriction.

2. How can you potentially reduce the costs of this type of policy?

There are several things you can do that may have a positive effect on your insurance policy price. Here’s some of them:

• Add a tracker device
• Keep the car in a secure garage overnight
• Limit the mileage on your policy (‘Limited Mileage Discounts’)
• Increase your excess amount

3. What are the main issues you are faced with when insuring a performance car?

From an insurance perspective, the cars are generally of a higher value, higher specification, and higher performance than most standard cars. In the event of a claim, these factors will likely increase the costs associated with the claim / repairs etc.

In addition, many of the cars are both highly rated and highly admired, increasing the likelihood of theft. This is why adding a tracker device would be beneficial.

4. Are there any benefits (insurance wise) to having a dashcam?

Having a dashcam has its benefits. It can make your overall driver profile look more appealing to potential insurers, and obviously, it can provide a vital level of protection, should you be involved in a collision where the Third Party is to be blame. Here at Safely Insured, we do not recommend any particular make of dashcam. But of course, the higher quality the better. They are surprisingly affordable, too.

Hopefully we have managed to answer the majority of your questions. If not, please contact us for further information.

More information: Performance Car Insurance | Modified Car Insurance